Read the small print

You may have noticed over the years, that if you have money the banks want to lend you more.
But if you’re a bit short of a bit of ready cash they don’t want to know.
I was in Bedminster today and couldn’t help noticing that if you’re a customer at one bank, the loan offer is 6.4%APR
But if you need to go to a cheque cashing firm for a £100 cash advance for a month the Half-Price offer is 141.9% APR.